1. Connect with a lender and get a pre-approval letter
a. Lenders will ask you to complete an application and will run your credit
b. Using your application, they will provide you with the max price home you can afford
c. The lender will provide you with a pre-approval letter that a realtor will use to set up home tours
Pro Tip: Shop around and get quotes from multiple lenders. Pick the best rate.
2. Find an agent and discuss your ideal home
a. Asking friends and family members is the best way to find a strong realtor
b. Searching for an agent on google or Zillow/Realtor.com /Redfin is another simple option
Pro Tip: Before selecting a realtor, make sure you meet and speak with them. The buying process is challenging enough and adding a bad realtor on top of it will make your experience miserable. Make sure you like your realtor.
3. Start Touring
a. Your realtor will send you homes that are in your budget that meet your criteria
b. Select the homes that interest you and go on tours
c. Ask as many questions as possible and when you find something you like; put in an offer
Pro Tip: Sometimes, the one you love is the one you end up hating in person. On the other hand, the one you hate in the pictures might be the one you love. You don’t know unless you go exploring. That is normal
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